MONEY: How relevant are emergency funds?
Life's little accidents always seem to happen at the most inappropriate times, this is why it is important to have an emergency fund. Studies have shown that people without emergency funds tend to make...
View ArticleMONEY: Retirement for youngsters
The concept of compound interest is at the core of all finance and takes place when the interest on a sum of money attracts interest itself. We take a look at compound interest as part of early savings...
View ArticleMONEY: Is the retirement crisis overstated?
Experts continue to claim that only 6% of South African retirees can retire comfortably. In this article, investment specialist Craig Gradidge questions the validity of that figure.
View ArticleINVESTMENT: Related costs of repo rate
Many people are surprised when they realise that the repo rate not only affects the general cost of living, but also loans. It is therefore vital to understand all costs relating to the repo rate in...
View ArticleINVESTMENT: Selecting a unit trust
Many people lack in knowledge about investment schemes and unit trusts. Not doing enough homework can result in an investor's hard-earned-savings not realising the returns they should. Consider these...
View ArticleSTART-UPS: In discussion with Arthur Attwell
Arthur Attwell is the brain behind Paperight. Kelly Berold spoke to this impressive entrepreneur and Shuttleworth Foundation fellow about shop and about the future of responsible publishing in Africa.
View ArticleINVESTMENT: Resilient Property Fund
One of the attractive features of listed property as an income generating asset class is the consistent and stable above-inflation distribution growth generated by the sector. Paolo Senatore from...
View ArticleMONEY: Why are South Africans not saving more?
South Africa never really had a savings culture to begin with but now according to the FinScope Consumer Survey South Africa 2014, we only have a household savings rate of about 1.7%. This is currently...
View ArticleINVESTMENT: Year-end to-do list for investors
You might be tempted to kick back and relax after a pretty brutal financial year, but Moxima Gama identifies five financial tasks you have to wrap up before getting into the festive mood.
View ArticleINVESTMENT: Gambling on climate risk
Some of the world’s largest investors continue to gamble on climate risk. They're choosing to invest in heavily carbon-exposed assets. Only a small minority are investing in safer, low-carbon assets.
View ArticleINVESTMENT: Boost sufficient retirement outcomes
Investors often don’t like to take on too much risk, especially in a retirement portfolio, but Barend Ritter of Sanlam Investments believes that more risk is needed in order to reach sufficient...
View ArticleMONEY: Selective Invoice Discounting as alternative funding
Small and medium-sized businesses should consider using Selective Invoice Discounting to release funds and improve cash flow. Selective Invoice Discounting increases turnover, improves cash flow and...
View ArticleMONEY: Protect your children’s financial future
An up-to-date Will and an insurance plan can ensure that your children are financially and emotionally protected in the event of your death.
View ArticleINVESTMENT: Examining the need for diversification
Making informed investment decisions requires the ability to separate the sizzle from the steak. It's easy for emotions to get in the way.
View ArticleINVESTMENT: Boutiques- High risk, high value
Boutiques offer savvy investors the opportunity to reap higher returns, but following a multi-manager approach is recommended, says Greg Flash, Chief Investment Officer of GCI Asset Management.
View ArticleMONEY: SA’s middleclass neglect funeral insurance
South Africa's middle-income earners often neglect to take out funeral insurance as they believe life insurance is enough to cover funeral costs.
View ArticleINVESTMENT: Can your portfolio survive market turmoil?
It is natural for investors to panic when markets become volatile, but it is not wise to take decisions based on short-term considerations. Investors should rather revisit their long-term investment...
View ArticleINVESTMENT: Diversifying investment styles
Having a portfolio diversified across complementary investment styles can benefit investors. Style diversification is particularly important as it impacts portfolio performance in the face of market...
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